One of the most popular forms of payment and transaction in the nation today is the Unified Payments Interface (UPI). This payment option is accepted everywhere from tiny sellers to large showrooms, restaurants, and even online e-commerce platforms.
On the other hand, UPI often enables customers to make payments directly from their savings accounts. But users can also add their credit cards to UPI apps like GPay, Paytm, etc. and utilize those to make payments via UPI.
supported banks and credit cards
Only RuPay cards issued by banks are now available for UPI credit card payments. Additionally, not all banks presently provide credit cards for RuPay. The banks that provide RuPay credit cards are listed below.
supporting banks
- Axis Bank
- Bank of Baroda
- Canara Bank
- HDFC Bank
- Indian Bank
- Kotak Mahindra
- Punjab National Bank
- Union Bank
- SBI (coming soon)
This post will explain how to set up your RuPay credit cards on various UPI apps and make payments with them.
What you require
- On applications like GPay, Paytm, etc., an active UPI account.
- valid RuPay credit card
- The current mobile number associated with the card
- Internet accessibility
How to use a RuPay credit card with UPI
Open the UPI app of your choice on your smartphone.
Proceed as follows on various UPI apps.
GPay: Tap Click the profile icon. Touch the RuPay credit card selection. Choose a bank Find the card and check
Go to Paytm’s settings for UPI and payments. Descend the page Paytm UPI link for the Rupay credit card Pick a bank Locate the card and check
PhonePe: Select the “Open” option. Linking the Rupay credit card to UPI Pick a bank Locate the card and check
Open BHIM. Tap on the top-right bank account. the “+” icon in the lower right corner. Choose the Credit card option Pick a bank Locate the card and check
How to use your RuPay credit card with UPI to make payments
You only need to register your card once, regardless of the UPI app you’re using, and then proceed as usual to make bank account-based UPI payments. What to do is as follows:
- Enter a phone number, UPI number, or a QR code.
- Put the amount you wish to pay in here.
- from the available payment methods, pick the RuPay credit card.
- To complete the payment, enter the PIN.
